Compare options, choose your loan, and get funded.
Advertising Disclosure: Lendio may provide compensation to Dun & Bradstreet who referred you to financing products and services listed on our site. This compensation may impact how and where certain products and services on the Lendio website are offered to you. Lendio may not list all financing products and services available to you.
The application process is free and does not include Lendio accessing your business credit file. Any information you provide on this page will be sent directly to Lendio and is not collected, accessed, or processed by Dun & Bradstreet. As such, please review Lendio's Privacy Policy for more information on how your data will be used.
Fill out Lendio’s simple application in minutes with no impact to your credit*
One of our funding managers will reach out to learn your unique needs.
Lendio partners with 75+ lenders to bring you custom funding offers.
If you qualify, you could receive capital for your business in as little as 24 hours.
To qualify with most funding partners, Lendio’s funding partners generally require a minimum of a 500+ credit score, at least six months in business, and monthly business deposits of at least $15k-$20k. This can vary based on the financial product and lender.
Completing Lendio’s application is free and simple, and there’s no obligation to proceed with any of the financing options presented to you.
The amount of financing for which you qualify is determined by several factors including, but not limited to, your business cash flow, time in business, and your business and personal credit history.
Lendio does not do a hard credit pull. Lendio does a soft credit check with your application which will not negatively affect your credit. A hard credit pull may be required by a financing partner before closing. A hard inquiry will not be completed without your permission.
There is no cost to complete and submit your application through Lendio and there is zero obligation to accept any of the financial options presented to you.
Once you’ve submitted your application, it takes a Lendio funding specialist an hour to review and make sure it’s packaged and ready to submit to Lendio's network of funding partners. It'll typically take 24-48 hours for Lendio to see which funding partners may extend an initial offer to you.
Lendio provides personalized support to customers throughout the funding process. You will engage with different members of our team at various stages.
A loan specialist will help answer your questions about your business financing application and help submit it to our network of financial partners.
You will then be assigned a funding expert to help you review your funding options and determine the best fit for your business needs.
Once you’ve accepted and received the funds, you’ll be introduced to a customer success manager to help answer any questions you have about renewal dates, required documents for a new application, funding date, and frequency of payments.
If you need to make any adjustments to your automatic payments, loan documents, or bank account, contact your financial partner.
Dun & Bradstreet may receive compensation if you receive business financing through Lendio.
*Filling out an application for business funding and submitting it to our funding partners will not impact your personal credit score, but, depending on the product, accepting an offer may result in a hard inquiry.
California loans made pursuant to the California Financing Law, Division 9 (commencing with Section 22000) of the Finance Code. All such loans are made through Lendio Partners, LLC, a wholly-owned subsidiary of Lendio, Inc. and a licensed finance lender/broker, California Finance Lenders License No. 60DBO-44694.