Best business term loans for any small businesses in 2023.

Ready to apply for a loan? Lendio works with 75+ lenders to find the right option for your business. Click "Apply Now" to fill out our simple application.

$
Applying is free and won't impact your credit*
Loan Amount
$5k–$4 million
Time to Fund
1–3 business days
Loan Terms
6 months–12 years

The best business term loan options.

Lendio carefully selects the lenders in its marketplace and then works with you to find the best revenue-based financing for your unique situation. Read on for stats on each lender and what each lender is best at. Learn about our methodology for lender selection here.
Lender/Funder*
Min. Time in Business
Loan/Financing Amount
Min. Credit Score
Time to Funds
Funding Circle
2 years
$25,000–$750,000
660
As soon as 3 days
Bankers Healthcare Group
12 years
$125,000–$500,000
700
As fast as 3 days
Avana Capital (Lend Thrive)
2 years
$25,000–$150,000
675
As fast as 24 hours
Camino Financial
18 months
$5,000 - $150,000
620
As fast as 2 days
Dreamspring
Any
$35,000–$250,000
600
As soon as 1 day
Fundation
1-3 years
$15,000–$250,000
680
1-3 days
Lighter Capital
12 months
Up to $4 million
None
As fast as a few days
Salaryo
2 years
$5,000-$500,000
680
Same-day funding

Funding Circle – Term loan

Funding amount
$25,000 - $750,000
Term
6 months - 7 years
Min Credit Score
660
Time to funding
As soon as 3 days

Bankers Healthcare Group (BHG) – Term loan

Funding amount
$25,000 - $500,000
Term
12 years
Min Credit Score
700
Time to funding
As soon as 3 days

Avana Capital (Lend Thrive) – Term loan

Funding amount
$25,000 - $150,000
Term
5 years
Min Credit Score
675
Time to funding
As fast as 24 hours

Camino Financial – Term loan

Funding amount
$5,000 - $150,000
Term
2-5 years
Min Credit Score
620
Time to funding
As fast as 2 days

Dreamspring – Term loan

Funding amount
$35,000 - $250,000
Term
2-6 years
Min Credit Score
600
Time to funding
As fast as 1 day

Fundation – Term loan

Funding amount
$15,000 - $250,000
Term
1-4 years
Min Credit Score
680
Time to funding
1-3 days

Lighter Capital – Term loan

Funding amount
Up to $4 million
Term
Up to 3 years
Min Credit Score
None
Time to funding
As fast as a few days

Salaryo – Term loan

Funding amount
$5,000 - $500,000
Term
6 months - 3 years
Min Credit Score
680
Time to funding
Same-day funding

Minimum requirements for a term loan.

Credit score
600+
monthly revenue
$8K+
time in business
1–3 years
Quickly estimate your funding options.
Time In Business
0 - 6 Months
6 - 12 Months
1 - 3 Years
3+ Years
Monthly revenue
Industry
Credit Score
Business type
Legal partnership
LLC
Corporation
Sole proprietor
Congrats--it looks like you qualify.*

Based on your business information you could qualify for up to $ 52,000 in funding

Funding amount *

$ 36,000 - $ 52,000

*Amount is an estimate only using the information provided Businesses like yours typically receive offers like these.
Compare your funding options today.
Apply now

Many businesses don't qualify for funding for all kinds of reasons. A few factors could include:

Not enough revenue
Not enough time in business
Credit score is too low

*Qualification criteria, rates, and other funding terms will vary depending on the type and location of your business, and upon other factors. This is not a guarantee of funding, and it should not be relied upon as an accurate assessment of the availability or terms of the represented funding products.

How much can I qualify for?

Not sure what you need or what funding options are best for you? Use our simple calculator to get a rough idea of your options with no commitment, and apply when you’re ready.

Four simple steps to funding.

Tell us about your business.

Answer a few simple questions and complete the application in minutes.

Submit your application.

We’ll present your application to our marketplace 75+ lenders. Applying is free and won’t impact your credit score.

Compare offers.

Find the funding option with the terms that best fit your small business goals.

Get funded.

Once you accept, funding can hit your bank account in as little as 24 hours.

12+ years of serving small businesses.

Get the answers and the funding you need with support all along the way.

$16+ billion

in small business funding facilitated in the last decade.

4.8 stars

21,000 Trustpilot® reviews.
50% repeat customers.

400,000+

total small business loans funded in the last decade.

Ready for funding?

See what you can qualify for on the Lendio Marketplace.